New build vs. Second-hand homes in London: house price report reveals six-figure gap between new and resale flats

There’s a huge gulf between the average price of old and new-build flats in London. New builds can offer peace of mind while ex-councils flats are best for value so weigh up the pros and cons carefully before you buy.

Ex-council vs. new-build prices in every London borough

The six-figure price gulf between new and resale property, and between privately built and former council homes, is revealed in a new study focusing on London.

Research comparing the cost of one-bedroom flats in every borough shows pre-owned homes cost an average £542,715, while a new-build one-bedroom flat costs an average £679,671. That’s 22 percent — or almost £137,000 — more.

An ex-council one-bedroom flat is the best value of all at £396,317 on average, the Hamptons International study shows. This is more than £146,000 — or 31 percent — less than buying a privately built flat, and more than £283,000, or 52 percent, cheaper than a new-build flat.

New build is always the premium buy, for the peace of mind that comes with a modern, well-insulated home, often with such extras as communal gardens and sports facilities. In today’s tricky market some developers are offering good deals such as paying buyers’ stamp duty to stimulate sales, but the property will always come out more expensive with annual service charges on top.

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New — what £350,000 buys you: a flat at Leven Wharf, Poplar, with a terrace and city views but only one bedroom. For sale with My London Home (020 8012 5708)

Not long ago you could have said a new-build flat, bought off-plan, would make you a profit by the time you moved in. The direction of the current market is anybody’s guess because of stamp duty hikes and the fallout from the Brexit vote.

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Adrian Plant, director and head of new homes at estate agents Currell, says: “With the new build, you hope you know that for the first 10 years there will not be any major costs. You won’t need to pay for builders and plumbers, and many developments now come with a concierge to handle maintenance and sort out issues like arranging for parcel delivery or laundry, at a cost of service charges.”

Buyers of older homes pay less to purchase, but often then stump up for renovations and/or extensions. Of course, an older home may bring the bonus of period features such as cornicing, wide staircases, stained glass and Victorian tiled floors.

WITH GREAT VALUE COMES GREATER RISK

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Old — what £329,999 buys you: a second-floor ex-council flat with two double bedrooms in Clapton E5. Former council homes can be great value, but ask locals what life on the estate is like before you commit to buying

Ex-local authority homes are fantastic value but this is the riskiest sector to buy into. Generally, those built before the Sixties and Seventies are higher quality and larger than a more modern home. But on estates blighted by years of underinvestment, flats can be shabby, common areas depressing and getting a mortgage can be a pain.

However, Stephen Lovelady, sales manager at Foxtons’ Pimlico and Westminster branch, says ex-council homes on his patch are often well built, with good security and sometimes well managed. He says most lenders will offer mortgages on ex-local authority homes in central London, although some will not lend on buildings above six storeys, or of poor construction standards.

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Beyond Zone 1, broadly speaking, lenders are happy with ex-council homes in desirable areas and less keen on run-down locations. Buyers must research whether there are any major repairs planned for the block or estate because they, unlike the council tenants, will have to pay a share of the cost. Request a work plan from the local council which will give a five-year list of any projects plus an estimated cost. Your solicitor should investigate any major works when conveyancing your sale.

Communal halls, lifts and walkways are often grim. Bad management, crime, drugs and gangs of teenagers making life a misery are all possibilities on a big estate. A safer bet is a small, low-rise block that’s well integrated into local streets, although this might be more expensive than average.

So before you buy, contact the tenants and residents association to discuss any major problems, knock on doors and chat with residents, talk to the local paper, study police crime statistics and visit the flat during the day and at night.

 

HOW TO ACCURATELY THEME/COLOUR MATCH YOUR HOME

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The task of decorating your new home can be quite daunting. If you’re like me and don’t have one specific theme or idea that you are going for then consider these points when decorating your space.

Group Inspirations/Ideas

The internet is a great tool when curating mood boards and also sourcing inspirations. Websites and applications such as Pinterest, We Heart It and Hometalk is great places for you to get ideas on how you want to decorate your living room to your bathroom.

List What You Like

Make a list of things you like. For instance, if you’re heavily into plants, then make a list of the different plants you like and the colours associated with them, that way you can select your colour scheme based on your likes.

Your Personal Style

In the times we live in, we currently have minimal restrictions on how we dress or what our personal styles are; so why not implement that into your home. If you’re into floral prints in your cardigans, skirts, tote bags or whatever, then you’ll more likely be drawn into having floral prints in your home.

Customise each room

Sometimes we really can’t choose one theme or one colour scheme for our home. But who said you have to stick to one theme? You don’t!

It may be an unconventional idea, but why not have various themes in your home, and they can all vary from room to room. After all, it is your home, so you have all the control on making it your comfortable place, and if it means having contrasting colours/themes on the top floor, then go for it.

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Also if you have any tips that you could recommend to us, share them in the comments and we’ll be highlighting them in our upcoming articles in the ‘First Time Buyers’ series.

[Opening image sourced from Knight Partnership Cambridgeshire listing, check out the property now http://bit.ly/2jVWUjR]

This is set to be positive year for Aberdeen’s commercial market

The political landscape and predictions are widespread over how the snap general election could affect the markets. With Scotland dealing with the negative impact on property investment and market confidence amongst some investors and developers because of the prospect of a second independence referendum.

However, in Aberdeen, the atmosphere has largely driven by the fortunes of the oil and gas industry for the past two years, with the sector now showing largely positive signs. But not to say the wider political backdrop is of no concern, the UK’s vote to leave the EU immediately benefited Aberdeen’s oil and gas economy. The North Sea producers have profited from production costs being incurred in a depreciated sterling relative to a product sold in US dollars, as have local service companies pitching for business around the world conducted in a largely dollar-denominated market. With a growing confidence in the local air which is now impacting itself in our property market.

The office sector was a most impacted sector by the energy industries. The fortunes between 2013 and 2015 fluctuating and with the best quality space have maintained headline rents and interest from occupiers despite carrying a record level of voids. However, it must be said that much of the remaining stock has seen its day, being functionally or economically challenged or located on peripheral estates which have long been a unique feature of Aberdeen’s property supply.  

In comparison, Aberdeen’s industrial market has held up reasonably well. During 2016, take-up was in line with the 10-year average with rents generally remaining stable although the supply of second-hand stock has increased.

Investor appetite for Aberdeen is beginning to show signs of increasing. A North American investor, for example, acquired the Lloyd’s Register building in Prime Four Business Park for £41 million in February, pushing Q1 office investment levels to £49 million, more than the total volume recorded during 2016. Investors are seeking a ‘flight to quality’, looking for well let assets in the city, which may offer more attractive yields than elsewhere in the UK.

The good news is that office lettings in Q1 2017 were 181,000 sq ft (16,815 sq m), the highest quarterly take-up since Q3 2013. This clearly indicates that the local mood has moved up a gear, in part reflected by oil companies Total and Marathon committing to new leases and a number of large requirements circulating.

The further positive news comes with Hurricane Energy announcing a new find west of Shetland with estimated recoverable reserves of a billion barrels and small local independent Chrysoar announcing a $3 billion acquisition from Shell comprising 10 separate assets in the UK continental shelf with funding from US private equity firm EIG Partners.

The smart money is clearly backing a more positive future for Aberdeen and the property market is starting to reflect this.

 

7 THINGS YOU SHOULD BE DOING PRIOR TO MOVING INTO YOUR FIRST HOME

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As a first-time buyer, the responsibility can be quite daunting when moving yourself and your belongings into your new haven. Fortunately, for you, the buying process is made easier if you used the more traditional method, via Estate Agents. However, as soon as the keys are in your hands, the responsibility is yours!

So we’ve curated and listed below, our top 7 tips that we believe you should be doing prior to moving into your first home:

TIP #1: Change your address

There is nothing more annoying than having your utility bills, doctors’ appointments and random promotional letters being sent to your old address. Not only is it annoying for you to go back and forth to collect post or have your previous neighbours (family) have to update you on your letters that are flooding in, but it also means that your life is still registered at your old address.

So make sure you’ve updated your Driver’s License, Doctors, Water/Gas Providers or whoever it is that you’ve moved. I can tell you from experience it definitely saves you a LOT of hassle!

TIP #2: Change the locks

Now that the victory key has been placed in your palms, it’s time to throw it away and get a new one. No seriously get a new one!

Estate Agents, tradesmen, previous owners, neighbours, cats and dogs, whoever who may have had access to the house prior to you owning it will probably still have a spare key to your new home lying around. So for your sake and the sake of your sanity; have the absolute reassurance that no-one but you can get into your new home, look into getting new locks installed ASAP.

TIP #3: Spring clean the place

Whether you bought the property in Spring or not, give the place a good scrub. You might be lucky and have the previous homeowners clean up the place for you, but it’s still best to add your touch to the cleaning as you can definitely be certain that your new home is nice and clean, ready for you to decorate.

TIP #4: Don’t throw it away, paint it

If you happen to have a surprise chest of draws left in the masters’ bedroom and you don’t know what to do with it, definitely don’t throw it away!

You may not be excited about the colour or hardware of the leftover furniture, but upscaling and adding your own style to it can definitely reinforce that rewarding feeling of owning something as well as saving you money, but you can also brag to your friends about your handy work. So don’t throw it. Paint it. Style it. Repurpose it.

TIP #5: Get familiar with the community

Now, I’m not saying that you have to attend community meetings 6 weeks consecutively prior to your move or sign up to all the local clubs so that you can become familiar with everyone in the area and have Julie who lives across the road fill you in on the community gossip. I mean if you want to do that you can, and I’m sure Julie wouldn’t mind filling you in.

But rather, we suggest that you acquaint yourself with the local transportation, get a clearer understanding of the local shopping/market on offer and familiarise yourself with the key hotspots/locations around the town. It will save you a lot of mindless confusion and time. So you don’t necessarily have to research the communities’ historical records or look for a Julie.

TIP #6: Check the hardware around the house and mechanical equipment is serviced

Even though some Estate Agents offer those additional services and can recommend to you servicemen/traders to do the job before your move, it’s even more beneficial if you keep on top with the condition of the gas cooker or that the heating and cooling system are still running nicely and have had a good clean.

TIP #7: Throw a party!

Even though this tip applies more when your home has properly been furnished, it is one of our top recommendations.

Invite some friends over for a meal or a drink, not necessarily a party as you might have that one friend who after one or two drinks may decide to wreak havoc among your nicely decorated china display. A get-together is a good way to celebrate your achievement and also make your home homier.

So these are the main things we would recommend you budding first-time buyers consider doing when moving into your new place. Also, an additional checklist would come in handy (that’s a bonus tip), we’ll be providing you with one of your own checklists in the coming weeks!

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Also if you have any tips that you could recommend to us, share them in the comments and we’ll be highlighting them in our upcoming articles in the ‘First Time Buyers’ series.

[Opening image sourced from Martin&Co Chelsea listing, check out the property now http://bit.ly/2xuSeEK]

Abbeywood where house prices are way below the London average and price growth is strong at the Crossrail hotspot!

Abbey Wood SE2 postcode has grown by an impressive 76 per cent in the last five years, but the average remains a relatively modest £309,560.

Buyers have been pouring into Abbey Wood in anticipation of next year’s launch of Crossrail — the Elizabeth line — which will cut journey times to central London by almost half an hour.

While the area is not a thing of beauty and boasts few amenities, it has streets of good-value period terraces where a three-bedroom house would cost £375,000 to £425,000. You could get a slightly dated purpose-built two-bedroom flat in Abbey Wood for about £250,000.

The research by Bairstow Eves, using Countrywide data, evaluated average prices in every postcode in London. Then, concentrating on the cheapest 25 per cent of postcodes, it analysed their one-, two-, and five-year price growth to establish the areas where prices are on the strongest upswing.

Bellingham and Catford (SE6), an area well-placed to link to Crossrail services via neighbouring Forest Hill, has performed almost as strongly, with prices up 71 per cent in the same period, to an average £380,641.

For buyers on really slim budgets the bargain basement postcodes are Thamesmead, just north of Abbey Wood, where average prices stand at £252,747, up 60 per cent in five years, and Dagenham (RM10) where prices have grown 66 per cent to an average of £270,878. The once-desolate Thamesmead Estate is currently the focus of a £1.5 billion regeneration. Housing association Peabody was granted planning permission for the first phase of its transformation of the area late last year. There are also plans to link it to the London Overground.

Predictably, none of today’s leading areas are in Travel Zones 1, 2 or 3, where  nothing qualifies as affordable. More than one in three are perched on the outer fringes of London – MitchamDagenhamHarold WoodWellingSuttonNortholtWest Drayton, and Uxbridge. Their low prices combined with good transport links have been tempting an increasing flow of buyers priced out of more central locations, pushing their prices upward.

NORTH LONDON
Nowhere in fully priced west London makes the good-value grade, but representing north London are 
Tottenham (N17), where prices have mushroomed 67 per cent to an average £347,486 — and where billions of pounds worth of regeneration money is being spent on new homes and facilities — and its near neighbour Upper Edmonton (N18) where prices stand at £316,045, up 66 per cent.

The location of London’s cheapest neighbourhoods is a bellwether for change in the capital,” said David Fell, research analyst at Countrywide, who believes that as these regeneration schemes take root further growth is likely.

Over the last 20 years the most affordable neighbourhoods in London have been pushed steadily outwards and eastwards as swathes of the inner city reinvented themselves. Some of the cheapest corners of the capital in the Nineties turned into the boom towns of the Noughties, changing beyond recognition in the course of two decades.

It’s likely to be a similar story for some of today’s cheapest neighbourhoods in London. The arrival of Crossrail and the extension of the Overground will soon plug swathes of south and east London into the rest of the capital. The prospect of these new links is already bringing a wave of new development to some of the furthest-flung corners of the city. Within a decade it’s conceivable that the capital’s cheapest neighbourhood could pop up in west London for the first time.”

 

House Price Index – March 2013

House price increases down but inequality up, says the Office of National Statistics (ONS)

The Office of National Statistics today released the latest house price figures for March 2013, showing that the speed of house price inflation has slowed.

To give you an idea of the comparison at which the rise of prices has slowed, prices across the nation as a whole rose by 1.9% between February 2012 and February 2013.

That compares with a preceding yearly increase of 2.2% in the 12 months to January. Even though these statistics are based on a national coverage, there is however still areas in the UK that are not seeing this slower speed of house price inflation. The nationwide number reflected a broad inequality across different regions of the UK, which appears to be rising.

According to the Office of National Statistics, house prices in London are now rising at 5.9% year on year. Where as in Scotland and Northern Ireland, they have seen deeper house price falls then ever before.

Prices north of the border are declining by 1.2%, as those in Northern Ireland are down by a massive 7.7% over the last year. With stats not that off from London, Wales house prices are now at an increasing rate of 4.1%, up from just 0.9% in January.

Another region in the UK that is performing healthier than most is north-east England, where prices are up by 2.4%. Ernst and Young’s Item Club earlier this week predicted that house prices in the UK would actually stay almost at a standstill over the next two years.

Its prediction suggested that prices would rise to 2.1% in 2014, but recover to 5% in 2015.

National Statistics House price index 2013 (Download Here)

Future updates on the House Price index 2013

Monday 20th May 2013
Monday 15th June 2013
Monday 15th July 2013

With all this in mind, if you are thinking of moving, or buying your first or next property, why not start the search here.

 

What the changes to stamp duty means for home owners

George Osbourne’s 2013 Budget was, as always, eagerly anticipated.  And, for many, the changes in stamp duty will have a big impact.

When moving house stamp duty is one of those crippling factors.  It is something that has caused a great deal of conflict over the years as the Government has given stamp duty holidays, changed the stamp duty bracket and increased fees.

2013 Budget

The 2013 Budget has meant that stamp duty has increased.  Penalising those whose homes are of more value, and who want to move to the next rung on the property ladder. In the past it has meant that many have stayed put and felt financially backed into a corner.  For a while many estate agents saw a lull in property buyers, often due to moving costs. There is now a 5% stamp duty tax on homes of £1m, 7% on those at £2m and 15% for those that are bought through companies.

If you look at the average house price of a home in London you can expect to pay over £370,000.  This comes with a 3% stamp duty.  It is now a case that mortgages and even deposits are easier to secure than the financial difficulties that come with the prospect of actually moving.

Stamp duty was recently described by the Institute for Fiscal Studies as “Exceptionally damaging” and stated that an increase would cause significant issues.  In a time when the property market has undergone such huge changes and dents it would seem that increasing the stamp duty could do far more harm than good.

By increasing the stamp duty it means that buyers have less money with which to purchase a home which will inevitably push the prices of property down. The losses incurred here are passed onto the current home owner despite the fact that it is the buyer who pays the stamp duty tax.

As you can see, the changes to the stamp duty tax has a significant affect overall on the housing market.  In terms of the housing market, it is certainly a time to ‘watch this space’. With the Christmas and winter period now behind us it will be interesting to see if the next few months alters and whether the changes in the stamp duty will affect prospective buyers.

With all this in mind, if you are thinking of moving, or buying your first/next property, why not start the search here.

Related Articals:

http://propertypropertyproperty.co.uk/blog/2013/03/

 

10 Things to consider when buying your first property

Buying your first property and taking that first step on the property ladder can be extremely exhilarating but also intimidating. We all recognize that buying a house is the largest purchase we will make in our lifetimes and the decision to take that huge step should not be taken carelessly. So to make things that bit easier for you, we have compiled a list of matters that you should take into consideration when buying your first home.

 

1. Is buying a property the right decision?

Prior to you proceeding, and committing to any monetary dealings, make certain you have weighed up the pros and cons of buying a property and renting one.

Buying a property is, potentially, a healthier long-term investment but you have to make sure that you have cautiously measured all of the expenses (even the hidden ones!) involved in buying a home and make sure you are in a comfy financial position to be able to do so.

2. Do you have enough money for it?

Different in days gone by, these days you are expected to obtain a 5% – 10% deposit to put down on purchasing your first home. With the average deposit being paid by first time buyers considerably more than it used to be, you must make sure that you have saved sufficient funds to get you past the opening hurdle.

3. Will you be able to get a mortgage?

Generally mortgage lenders base their decision on whether to loan you the funds to buy a house on your earnings, or your joint earnings if you are buying the house with, for example, your partner. Carry out some research first to make sure that you earn enough to meet the criteria for the mortgage amount you need. Finding out how much you are likely to be able to borrow, will deem what type of property you will sensibly be able to afford. This is a level-headed thing to do to shun the dissatisfaction of discovering you cannot in fact afford the dream home you have set your heart on!

4. Familiarise yourself with hidden costs

Do not be fooled into thinking that the lone cost involved in purchasing a house is the funds you have saved for the deposit. Unfortunately, there are plenty of additional expenses involved in the process of moving house counting stamp duty, legal fees, insurance costs, land registry fees, and removal fees. Familiarise yourself with these fees and make sure they have a position in your budget.

5. Do your research

Before you go forward and make an offer on a house, keep in mind the enormous commitment you are about to make so make sure you have completed your research into the property and the location in which you are buying. You can find out what to look for when viewing a property by visiting our blog post, 10 Things to look for when viewing a property. Don’t hurry into putting down a deposit on the first house you see, take the time to look at heaps of properties so that you find the one that’s right for you; if you are too busy with the kids, work or your jet set lifestyle, then find a good agent to do the leg work for you.

6. Question the sellers

What glitches are they conscious of that the house had previously – even if they’ve been fixed? An ice dam five years ago may have instigated water damage that has since been mended. But it’s good to know that the house may be prone to ice dams so you can take precautionary actions rather than find out the hard way. Learning the basement flooding was resolved by building up the landscaping in a specific area will stop you from leveling the ground there in future years. For more information on selling do’s and don’t, take a look at this…  (Click)

7. Ask for utility bills

You may admire the Cape Cod architectural elegance or the high ceilings and walls of glass in a contemporary home – but those winter heating and summer cooling bills may thrust your monthly expenditures past affordable. Ditto for the water bills you’ll pay to uphold an immaculate landscape.

8. Pay close attention to taxes

Don’t just ask what the seller’s most recent tax bill was; ask what numerous recent tax bills have been. In certain areas, houses are re-appraised and taxed at higher rates often. That fantastic deal and decent investment may not appear quite so outstanding if the property taxes rocket year after year. Again, look at newspaper archives or talk to your Realtor about the way taxes are used in this area. In certain cities, schools are considerably funded through property taxes – which means you can count on yours increasing frequently. For more information on buying do’s and don’t, take a look at this… (Click)

9. Use the right property finder

Gone are the days when looking into estate agents’ windows were the solitary way to see how much people were selling a house for.
There’s an overabundance of property search sites out there. Remember asking prices are frequently madly optimistic, presenting what the seller wishes for the property, not what they’ll get.

Property Property Property

Property Property Property lets you compare homes on the market, including pictures, asking prices, descriptions and floor plans. Go to the Property Property Property website and search for an area and click on a property for details or register for instant alerts.

10. Get home insurance quotes before buying

Always get home insurance quotes before you exchange contracts to guarantee appropriate cover’s obtainable. This might flag up problems, for example, if the property’s in a flood-risk area. Comparison website like confused.com offers a good way to get the best price on the market.

Don’t think you need use your mortgage provider’s cover. If you pay for buildings and/or contents insurance together with your mortgage, it’s frequently a dreadful price.
No one home insurer’s cheapest, so the key’s capturing as many quotes as possible.

 HAPPY HUNTING!!!

Is Bromley the new Chelsea?

Chelsea has always been known as an affluent area of central London. With wedding cake mansions and beautifully designed surroundings, this stunning area is an upmarket neighborhood where the wealthy reside. With the reality TV show, Made in Chelsea, Chelsea is now not only known in the UK but has actually been compared to the likes of New York’s Upper East Side and Los Angeles’ Beverly Hills. But is there a new area that can bump Chelsea out of the spotlight?

Bromley might just be that very thing, with the Experian Property Check referring to it one of the best places to live in London.
The borough was named as the best place to live if you have young children; scoring highly for the quality of its shops, schools and health facilities.
The survey also places Bromley second out of the top ten London boroughs as a place to live for those whose children have flown the nest and fourth for families with older children.

The results reported late last year in the Evening Standards were generated from more than 40 sets of data, ranging from how well children do at local schools, crime rates, air quality, career opportunities, as well as shops and nightlife.

Cllr Stephen Carr, Leader of Bromley Council said: “I am delighted to hear that Bromley has been judged among the top ten best London boroughs in which to live. This is very good news and confirms what we have long thought to be true and totally vindicates our Building a Better Bromley agenda: our borough is a fantastic place to live and work. Bromley has highly performing schools and good shopping centres in our high streets coupled with great restaurants, bars, live theatre and leisure facilities along with many local open spaces and sporting facilities. I know I speak for many of our residents when I say that we are proud to call Bromley borough our home. However, we are not resting on our laurels, but we continue to build on the great quality of life in the borough through new investment for our town centres in Bromley, Orpington and Beckenham.”

If you are suffering from rising rents in the central London area, then Bromley might just be your ideal move-to area. With the equally gorgeous surroundings as Chelsea, Bromley offers affordable neighborhoods and good state schools. You can find the primary schools admission page by clicking here. It will show the catchment areas of the last 3 years and if the schools were oversubscribed or not.

On top of all that, you can be assured that your property and family will be residing in a safe area. Bromley’s community champions were thanked and honored for their selfless contribution to the borough at the Safer Bromley Awards on Thursday 14th March.

Winners in the Community Champions category included a local hero who came to the aid of a church community threatened by an armed intruder, and a member of the community who has funded police transport and a school crossing patrol and volunteers with Victim Support and the Met Police.

So to come back to the question, is Bromley the new Chelsea? Well what with Chelsea’s lush history and heritage, it will be one spotlight that will be hard to take. But being described by some as a more ‘old-school’ area, Chelsea may have seen the last of their glory days… only time will tell.

How to deal with noisy neighbours

Struggling to sleep at night because next door like to have 12-hour rave parties in the wee hours of the morning? Rather than losing your cool, take a look at these tips to help you resolve the conflict.

While most people were ringing in the New Year for 2013, I was pounding my fist against my bedroom wall and wishing unpleasant things on my neighbours. A group of students moved in next door and host monthly parties that start at around 11pm and don’t end until 11am the next day. As can be expected, this results in very little sleep and a lot of frustration. So what’s the best way to deal with this without creating a ‘neighbours from hell’ scenario?

Your rights with noisy neighbours

According to the Noise Act 1996, any excessive noise between 11pm and 7am the next day are deemed to be causing a nuisance. The definition of ‘excessive noise’ is a bit hazy, so there is no hard and fast rule for this. As a general guide, any noise above 85 decibels (dB) is considered to be the level of noise that can cause damage after prolonged exposure, and anything above 50 dB at night could be considered noise pollution.

Don’t try to live with it, and don’t reciprocate

Trust me on this one – don’t try to live with the noise, because it won’t get easier. If you’re expecting the constant thrum of dubstep to become part of the background noise, you’ll be disappointed. Nip it in the bud as soon as it happens, otherwise you’ll only get angrier and more frustrated every time it occurs.

On the same note, don’t try to reciprocate their actions e.g. hammering the wall in annoyance, turning your music up even louder or deliberately making more noise than they are (I’ve been guilty of all three). This will only escalate things further, so don’t be tempted to vent your frustration elsewhere. Hammering the wall is also likely to leave a dent, leading to an expensive home insurance claim and a very awkward conversation with your landlord. Don’t try that.

Talk to them, but time it well

If you’re anything like me, telling your neighbours that they’re being too loud and rowdy is just about the most uncomfortable thing you can think of. That being said, about a third of all people with noisy neighbours found that actually communicating the problem to them resolved the issue straight away, according to the HomeOwners Alliance. If face-to-face interaction fills you with dread (as it does me), then leave them a polite note to explain the facts.

Timing is essential for this to be most effective. You don’t want to storm into a house full of drunken revellers during a party and start shouting at them; that’ll only lead to a bad situation. You’re better off catching them when they’re having a quiet moment so you can have a word without losing your temper.

Reporting noise pollution

This may vary depending on your local council, so check with them to ensure you’re following the best method. You can find your local authority on the Directgov website.

It’s the responsibility of your local authority to investigate any instances of noise pollution (this comes under ‘statutory nuisance’, which also covers light pollution, smoke and insect infestations). The government’s definition of what counts as a ‘statutory nuisance’ is anything that is ‘unreasonably interfering with the use or enjoyment of your premises’. So, if your next door neighbours are throwing wheelie bins at one another at 4am (this was the same New Year’s party that kept me awake all night) you’ll have good reason to initiate a complaint.

Depending on your local council, you might be provided with an email address, phone number or online form to register your complaint. Remember to stick to the facts and not to let your frustration influence what you say.

What happens next?

The noise pollution officer will visit the house and issue a ‘noise abatement’ order. This basically tells them to pipe down or they’ll face legal action. If they break this order, the noise officer is within their rights to confiscate any noise making equipment (stereos, TVs, or in my case, a set of professional, festival grade amplifiers that were brought in by a DJ) and fine them up to £5,000.

Suggest that your neighbours let you know in advance if they’re planning on having a get together. That way you can make plans to be away or be out while they’re making their noise. This shouldn’t mean that you’re forced to leave your home whenever your neighbours get a bit loud, but knowing in advance will ease the situation and allow you to keep your options open.

If things get out of hand …

Sometimes it’s not just noise that’s the problem. Where there’s a party, there’s usually alcohol, and that can bring with it a whole host of problems. If you hear any arguments or see the beginnings of a fight breaking out, then call the police straight away. If the party spills out into the street and the revellers are generally being disorderly, then that counts as a breach of the peace, and you should also call the police to deal with that.

Dealing with noisy neighbours in this way means that you’ll be able to deal with the problem quickly, maintain the moral high ground and minimise any conflict between you and your neighbours. Have a good night’s sleep!

How have you dealt with your noisy neighbours? Let me know in the comments below!

Jamie Gibbs is the lifestyle blogger for home insurance comparison site Confused.com. He keeps a pair of noise cancelling headphones and a copy of Pink Floyd’s The Division Bell by his bedside table ready for whenever next door have a party.